Minneapolis Urban League expects African descendants and other people of color to accumulate wealth.
Work with a HUD certified Counselor in the CreditSmart program, an interactive curriculum, which teaches you about the 4 C’s of credit, acquiring credit, repairing bad credit, maintaining a good credit score, as wells how to as protect yourself from identity fraud. Upon completion of the course, you have will have a sound understanding of budgeting, of your credit report, and how to maintain strong credit for life. This is a 4-hour workshop held at the MUL's 2100 Plymouth Avenue location. Contact Shawn Lewis for workshop times.
Unbanked to Re-banked
This is a one-on-one workshop to help individuals achieve banking independence. Participants will work with a Wealth Accumulation counselor to identify and remove obstacles to mainstream banking. You will review your checking account histories, Chex Systems report, and budgeting habits. You will also review and/or identify your current costs for banking at Payday lending stores, check cashing stores, pawnshops, rent to own and other more expensive options. You will learn how to investigate banking fees and charges before you decide which credit union or banking relationship best fits your needs. Finally, you will review your credit report to identify other obstacles to obtaining a banking relationship. This 1- 2 hour workshop is offered by appointment only.
Prevention of Homelessness
This program is designed to utilize a variety of existing resources to assist tenants who are in danger of losing their rental accommodations. Some of those resources include: community agency/government programs, emergency shelter, free legal assistance, and more. A HUD Certified counselor will work with you to analyze your situation, including your needs and the barriers to keeping or finding accommodations. You will be connected to resources that can help to resolve your issues, including services offered by the Minneapolis Urban League as well as partner agencies in the community.
Housing Discrimination Prevention
The Minneapolis Urban League offers on site discrimination prevention workshops. We are able to go to housing sites, job sites or community gatherings and offer up-to-date Housing discrimination workshops. These workshops also include Fair Lending practices, identifying lending scams, and rental discrimination. Qualifying clients will have free access to legal consultation offered through the Legal Aid Society of Minneapolis and Voluntary Lawyers Network. One-on-one counseling is also available by appointment.
Realizing the American Dream*
Realizing the American Dream is an educational homebuyer education course. The course offers an interactive curriculum on all of the aspects of purchasing a home. Realizing the American dream offers non-biased, third party advice and access to multi-faceted resources. The curriculum covers a myriad of topics including: are you ready to buy a home, managing your money, obtaining a mortgage loan, shopping for a home, and protecting your investment. Upon completion of the course, each person is assigned to a HUD approved housing counselor who works with them one-on-one to create their individual road map to home ownership.
The Minneapolis Urban League partners with the Family Assets for Independence in Minnesota (FAIM) program to offer Individual Development Accounts (IDAs), which are matched savings accounts that help people with modest means to save towards the purchase of a lifelong asset, such as a home.
To make an appointment or to get more details about a particular program/service, contact:
Lynne Kelly or Shawn Lewis
firstname.lastname@example.org | 612-302-3141 email@example.com | 612-302-3136
*There is a fee associated with this program. The cost is $50.00, with need-based scholarships available. There is no charge for any of the other programs or services described above.
Gloria, a single mother of five children, was homeless when she met MUL Housing Program Manager, Lynne Kelly. Lynne worked with her on building her credit, and over the next two years, Gloria's credit score was raised by 200 points. Today, Gloria is a first-time homeowner and a full-time employee of MUL. She works alongside Lynne as a Housing Counselor. Gloria says, "I am filled with so many emotions...most of it is the satisfaction of being able to provide my kids with a stable place to live and setting an example for them."